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DealBook | Tough Talk on Dodd-Frank Rules Misses Relevant Points
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In New York, threats can be punctuated with a mention of cement shoes or arson. In the nation’s capital, they come with a mention of committee hearings.

On July 28, a staff member for Representative Scott Garrett, Republican of New Jersey, sent an email to a top staff member for Debbie Matz, the chairwoman of the National Credit Union Administration.

The agency, as its name suggests, oversees credit unions, but Mr. Garrett’s man wasn’t interested in that. He was writing about the Financial Stability Oversight Council, the government body that determines whether any serious risks are building up in the financial system. In her role, Ms. Matz is one of the 10 voting members of the council.

Mr. Garrett is an influential member of the House Financial Services committee. He and other Republicans have been campaigning against the process by which the council designates certain large financial firms as “systemically important.” A fair number of economists think it’s a good idea to identify the gargantuan, interconnected firms that might figure into the next global financial crisis, but the approach is not, shall we say, universally embraced.

“There is a significant alarm from committee members about F.S.O.C. moving forward with additional designations,” the staff member wrote. And then the hammer, though it came wrapped in a bit of Beltwayese: “Please leave several dates open on Chairman Matz’s calendar during the congressional session dates in September. This will be in case the committee decides to have an oversight hearing with Chairman Matz (only) on any potential new designations and her specific justification/rationale for such a designation.”

That “only” is cute. Nice little agency you got there — shame if anything happened to it.

In response to my request for a comment, Mr. Garrett’s spokeswoman wrote in an email : “I completely disagree with your characterization that congressional oversight over a federal agency is in any way inappropriate,” adding, “If the head of a large federal agency can’t handle standing up and explaining why they made important decisions, then perhaps they are in the wrong line of work.”

Yes, Congress plays an essential oversight role, keeping an eye on executive branch agencies. But the chances that the American public will be well served by having House members grill just the lowly head of an agency that oversees credit unions about “too big to fail” issues is roughly equivalent to the odds that Vice President Joseph R. Biden Jr. will make it through the rest of the Obama presidency without another gaffe.

In today's episode we talk about closures and private object methods.

Today's episode is brought to you by Spec.fm! Check out Spec.fm for more podcasts and content for developers and designers.

August 31, 2015

In today's episode, I'll talk about choosing the best tool vs. choosing the right tool for a job.

Be sure to check out: spec.fm, where you can join the Developer Tea slack channel spec.fm/slack and join the conversation.

August 28, 2015

In today's episode I review decorator and facade patterns.

Special thanks to today's sponsor: DigitalOcean. Go to Ten Tshirt Black Blood Brother Cheap Sale Purchase Cheap Usa Stockist 2018 For Sale Cheap Sale Low Price Fee Shipping BHwwE4R1o
to get started on cloud hosting. Use the promo code "DEVELOPER TEA" at the checkout after you create your account to get a $10 credit!

August 26, 2015

Today's listener question is about working on side projects in the same space as your day job.

Today's Sponsor: Harvest. Harvest is a great way to track your time and send invoices. Try it free for 30 days at getharvest.com and use promo code TEATIME to get 50% off your first paid month.

August 24, 2015

Today's episode is about repeating yourself, and knowing when to repeat yourself and when not to.

Thanks to today's sponsor: Code School. Visit codeschool.com/developertea to start learning web technologies from the comfort of your own browser for free.

August 21, 2015

Today I'm going to be sharing the simple perspective shift that helped me understand how valuable programming is, and billing for your features, not the amount of time you spend building it.

Today's episode is presented by DigitalOcean. Go to SWIMWEAR Swimming trunks Bullish Online Shop From China oa883
to get started, and use the promo code "DEVELOPER TEA" at the checkout after you create your account to get a $10 credit!

August 19, 2015

Today we continue our discussion on The Twelve-Factor App. In this episode, we'll be focusing on dependencies and config, offering tips along the way.

Thanks to Harvest, today's sponsor. Go to getharvest.com and try out their time tracking software for 30 days. After your trial use code TEATIME to get 50% off your first month.

August 17, 2015

Today's episode will be focused around codebase also known as a repository. We'll talk about understanding codebase, implementing techniques and deploying.

Special thanks to today's sponsor: Hired. Check out hired.com/developertea for free, no obligation job searching and let employers come to you. If you or someone you know is looking for a job in development or design, get on hired.com/developertea.

August 15, 2015

In today's episode I'll dig into mutable states and go over two things you can do to get away from relying on states.

Today's episode is powered by Code School. Code School is an online learning destination for existing and aspiring developers that teaches through entertaining content. Visit www.CodeSchool.com/developertea for more information and start playing courses now.

August 12, 2015

Glossary

Study record managers: refer to the Calvin Klein Woman Tullepaneled Stretchknit Triangkle Bra White Size 32 B Calvin Klein Explore Sale Online Get Authentic Cheap Online Clearance Fashionable Reliable op0alu6lwp
if submitting registration or results information.

A type of eligibility criteria that indicates whether people who do not have the condition/disease being studied can participate in that clinical study.
An arm type in which a group of participants receives an intervention/treatment considered to be effective (or active) by health care providers.
An unfavorable change in the health of a participant, including abnormal laboratory findings, that happens during a clinical study or within a certain amount of time after the study has ended. This change may or may not be caused by the intervention/treatment being studied.
A type of eligibility criteria that indicates the age a person must be to participate in a clinical study. This may be indicated by a specific age or the following age groups:

The age groups are:

A method used to assign participants to an arm of a clinical study. The types of allocation are randomized allocation and nonrandomized.
A group or subgroup of participants in a clinical trial that receives a specific intervention/treatment , or no intervention, according to the trial's protocol .
A general description of the clinical trial arm. It identifies the role of the intervention that participants receive. Types of arms include experimental arm , active comparator arm , placebo comparator arm , sham comparator arm , and no intervention arm .
Data collected at the beginning of a clinical study for all participants and for each arm or comparison group. These data include demographics, such as age, sex/gender, race and ethnicity, and study-specific measures (for example, systolic blood pressure, prior antidepressant treatment).
Indicates that the study sponsor or investigator recalled a submission of study results before quality control (QC) review took place. If the submission was canceled on or after May 8, 2018, the date is shown. After submission of study results, a study record cannot be modified until QC review is completed, unless the submission is canceled.
Information required by the Food and Drug Administration Amendments Act of 2007 . In general, this is a description of any agreement between the sponsor of a clinical study and the principal investigator (PI) that does not allow the PI to discuss the results of the study or publish the study results in a scientific or academic journal after the study is completed.
A sponsor or investigator may submit a certification to delay submission of results information if they are applying for FDA approval of a new drug or device, or new use of an already approved drug or device. A sponsor or investigator who submits a certification can delay results submission up to 2 years after the certification/extension first submitted date, unless certain events occur sooner. See Inexpensive Sale Largest Supplier Mélange Cotton Cardigan Missoni 80Unq
in the Results Data Element definitions for more information about this certification.
The date on which information about a certification to delay submission of results or an extension request was first available on ClinicalTrials.gov. ClinicalTrials.gov does not indicate whether the submission was a certification or extension request. There is typically a delay between the date the study sponsor or investigator submitted the certification or extension request and the first posted date .
The date on which the study sponsor or investigator first submitted a certification or an extension request to delay submission of results. A sponsor or investigator who submits a certification can delay results submission up to 2 years after this date, unless certain events occur sooner. There is typically a delay between the date the certification or extension request was submitted and the date the information is first available on ClinicalTrials.gov ( certification/extension first posted ).
The date on which the study sponsor or investigator first submitted a certification or an extension request that is consistent with National Library of Medicine (NLM) quality control (QC) review criteria. The sponsor or investigator may need to revise and submit a certification or extension request one or more times before NLM's QC review criteria are met. It is the responsibility of the sponsor or investigator to ensure that the study record is consistent with the NLM QC review criteria. Meeting QC criteria for an extension request does not mean that the National Institutes of Health (NIH) has determined that the request demonstrates good cause. The process for review and granting of extension requests by the NIH is being developed.
In the search feature, the City field is used to find clinical studies with locations in a specific city. The Distance field is used to find studies with locations within the specified distance from a city in number of miles. For example, if you choose Illinois as the state , identifying "Chicago" as the city and "100 miles" as the distance will find all studies listing a location within 100 miles of Chicago.
A research study involving human volunteers (also called participants) that is intended to add to medical knowledge. There are two types of clinical studies: interventional studies (also called clinical trials) and observational studies .
Another name for an interventional study .
The unique identification code given to each clinical study upon registration at ClinicalTrials.gov. The format is "NCT" followed by an 8-digit number (for example, NCT00000419).
An organization other than the sponsor that provides support for a clinical study. This support may include activities related to funding, design, implementation, data analysis, or reporting.
The disease, disorder, syndrome, illness, or injury that is being studied. On ClinicalTrials.gov, conditions may also include other health-related issues, such as lifespan, quality of life, and health risks.
The name and contact information for the person who can answer enrollment questions for a clinical study. Each location where the study is being conducted may also have a specific contact, who may be better able to answer those questions.
In the search feature, the Country field is used to find clinical studies with locations in a specific country. For example, if you choose the United States, you can then narrow your search by selecting a state and identifying a city and distance .
A type of intervention model describing a clinical trial in which groups of participants receive two or more interventions in a specific order. For example, two-by-two cross-over assignment involves two groups of participants. One group receives drug A during the initial phase of the trial, followed by drug B during a later phase. The other group receives drug B during the initial phase, followed by drug A. So during the trial, participants "cross over" to the other drug. All participants receive drug A and drug B at some point during the trial but in a different order, depending on the group to which they are assigned.
A group of independent scientists who monitor the safety and scientific integrity of a clinical trial . The DMC can recommend to the sponsor that the trial be stopped if it is not effective, is harming participants, or is unlikely to serve its scientific purpose. Members are chosen based on the scientific skills and knowledge needed to monitor the particular trial. Also called a data safety and monitoring board, or DSMB.
A phase of research used to describe exploratory trials conducted before traditional phase 1 trials to investigate how or whether a drug affects the body. They involve very limited human exposure to the drug and have no therapeutic or diagnostic goals (for example, screening studies, microdose studies).
The key requirements that people who want to participate in a clinical study must meet or the characteristics they must have. Eligibility criteria consist of both inclusion criteria (which are required for a person to participate in the study) and exclusion criteria (which prevent a person from participating). Types of eligibility criteria include whether a study accepts healthy volunteers , has age or age group requirements, or is limited by sex .
The number of participants in a clinical study. The "estimated" enrollment is the target number of participants that the researchers need for the study.
A type of eligibility criteria . These are reasons that a person is not allowed to participate in a clinical study.
A way for patients with serious diseases or conditions who cannot participate in a clinical trial to gain access to a medical product that has not been approved by the U.S. Food and Drug Administration (FDA) . Also called compassionate use. There are different expanded access types .

For more information, see FDA Mens Stretch Polo TShirt Burton Menswear London Sast Sale Online 100% Original Cheap Price Comfortable Cheap Price Outlet Many Kinds Of Sale Cheapest Price fi2INcaxBF
.

Available:

Are your photographs more suited for journalism? Are they kid-centric? Have you mastered the art of wedding photography? Knowing your personality and skill level will help determine what sets your brand apart from the competition.

One of the best ways to attract new customers is through Sneakernews For Sale Bardot Bikini Le Mystere Discount Big Discount Discount Footlocker kIsCXZ
. Not only is a low-cost form of marketing, it connects you directly with the people you may be interested in your services. Furthermore, networking can create personal relationships with potential customers and vendors. But, where are the best places for photographers to network?

When you plan to network, always make sure that you’re well prepared. This means have business cards or brochures or a portfolio that have a samples of your work. And, as with any networking event, make sure that you’re dressed to impress.

When you attend the event, make sure that you mingle. Standing around kind of defeats the purpose of networking. Don’t be shy, but also don’t be overly aggressive. Finally, don’t forget to follow-up with the individuals that you have met. Send them an email the day after the event and offer to meet for lunch or drinks in the near future.

You can also use the numerous amount of freelance websites and job boards for creative individuals to connect with people looking for photographers. Some of the leading freelance sites are:

If you don’t find any openings on the suggested site above, you can simply search social media and Google with terms like:

You can also sell your photography to sites like SmugHug , reach out to your network of friends or family, or freelance your services to local publications.

After landing a client, you need to be able to work with them properly so that you can help establish your business and help it grow. If a client is satisfied with your work, they’ll be more likely to recommend you to their friends or family.

Here are a couple of pointers to keep in mind when working with clients.

You should also let your clients know how much time you spend on a project. You can accomplish this by providing your clients a list that consists of:

One of the most important things to remember when working with clients is that you need to communicate frequently with them. Whether it’s discussing the scope of the work, negotiating the contract, or keeping them updated with the editing process, contact will keep them happy and ensure that you’re both on the same page.

Setting Your Rates

Now that you have everything else in order it’s time to come to one of the most important parts of being a freelance designers; getting paid and managing your money efficiently. After all, if you don’t get paid for your services and budget your income, how can you expect to maintain a positive cash flow?

As any fellow freelancer will tell you, setting your rates is essential for the success of your business. If you set rates too low you won’t be able to pay your bills. If your rates are too high, you can be certain that clients will look elsewhere.

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